Who Stands To Change The Industry
When you need a mortgage in Canada, our commitment at Certified Mortgage Brokers is to offer you the best support so you get a stress-free experience and find the most competitive rates and terms. We are happy to be the mortgage broker in Cambridge that hundreds of homeowners turn to for their mortgage needs.
We understand that the market is full of knowledgeable professionals who specialize in different areas. Our job is to be the mortgage broker in Cambridge that you can have complete confidence in. We are committed to offering the most comprehensive real estate services. Get in touch with us and let’s discuss how we can serve you.
We are here to make it easy for you to get the loan that you want. When it comes to different types of mortgages, we offer you the best expertise and ensure you get the loan that is right for you fast and hassle-free.
Legislations in Canada have tightened things up and made it harder for aspiring homeowners to get the best mortgage deals. Our team will work with you to navigate the complex terms and conditions included in mortgages and use our large portfolio of lenders to get you the best rates on your next mortgage.
The process of consolidating debts and renewing terms of the loans can be complicated. We understand that mortgage refinancing is not for everyone. That is why our mortgage broker in Cambridge will work with you to determine if refinancing is ideal and help you find the best mortgage deal on the market.
One thing you can always count on when working with us is a personalized experience. We start by understanding your situation before shopping around for the best fees, rates and terms. We also provide our clients with several mortgage options to pick from. We are licensed and trained to offer unbiased advice.
...pick the one thats right for you.
starting from
5.99%Term | Rate |
---|---|
HELOC | 4.2% (prime + 0.25%) |
Lender | Rate | Term |
---|---|---|
![]() |
1.59% | 5 year |
![]() |
1.69% | 4 year |
![]() |
1.54% | 3 year |
![]() |
1.54% | 2 year |
![]() |
1.84% | 1 year |
Term | Rate |
---|---|
5 year variable | 1.15% (prime - 1.3%) |
3 year variable | 0.99% (prime - 1.46%) |
Term | Rate |
---|---|
Line of Credit | Starting at 3.00% |
Equity Loans | Starting at 5.99% |
Private Mortgages | Starting at 4.99% |
Our mortgage broker in Cambridge comes highly recommended because we always strive to save you money. We do this by giving you access to a wide range of lenders. We will also help you get pre-approved and help pick the option that is perfect for you. Our healthy relationship with several lenders enables us to offer our clients the best deals.
As one of the most recommended mortgage brokerage firms in Canada, we always work hard to get you the best deal on your next mortgage. We achieve this by using our contacts and knowledge to structure a loan that matches your exact requirements. We can help you get the best-structured mortgage even if you were previously turned down by banks. Call us now to find out more.
As a first-time buyer we understand your plight. We will help you calculate how much you can afford; help you navigate the terms & conditions and answer any question you may have. We will also help you make the best decisions.
When it is time to refinance, we will offer you the personalized help you need to find the best mortgage refinancing option and smooth the entire process. Our mortgage broker in Cambridge will also help you determine if refinancing is a good option for you or not.
If you haven’t paid your mortgage in full at the end of the mortgage term, we can help you renegotiate the terms. We will help you increase or reduce repayments, get variable or fixed interest rates as well as renegotiate the prepayment penalties.
Do you need funding quickly or have you been turned down by banks? At Certified Mortgage Brokers we can help you find a private lender that takes you in and offers the best terms. Private mortgages are perfect for the self-employed, persons with poor credit scores and persons with unconventional properties that banks refuse to finance. Private mortgages will also work for you if you need a second mortgage for investments, debt consolidation or renovations.
When you need a second mortgage our mortgage broker in Cambridge can help you with property valuation, calculate how much you qualify for and help you find the best lender and negotiate the best deal.
When you are self-employed, lenders feel your income is unpredictable or hard to prove. This makes it hard for you to get a loan. Our mortgage broker can help prove your income to lenders and help you find the best mortgage and terms in Cambridge.
When you want to build your own home or purchase a building that is part of new development, you will need construction financing. We understand that it is harder to secure construction financing that is why we work extra hard to help you find a lender and get construction financing at the best terms.
Home Equity Line of Credit (HELOC) is a loan secured against your home’s equity. The loan can help you reduce the cost of your debt. You can count on our mortgage broker in Cambridge to find the best HELOC and negotiate the best terms for you. Our contracts with multiple loan providers enable us to help you save thousands of dollars.
Fund a TD Mortgage and You Can Get up to $2500 with a Purchase!
A mortgage is basically a property loan. It includes a mortgage agreement between the borrower and the mortgage provider that contains the terms and conditions of the mortgage. The lender holds the property as collateral against the loan. The mortgage principal is usually the amount that is borrowed.
A down payment is an amount you have to pay upfront in order to get a mortgage. The amount paid as a down payment will depend on the value of the property. The minimum amount you can pay as a down payment is 5% of the total value of the property. If the down payment is less than 20%, you will be required to get a mortgage default insurance. The down payment is deducted from the price of the property you are buying. The larger the down payment the more money you will save.
There are two main mortgage repayment plans:
Fixed interest rates are the most popular in Canada. They stay the same throughout the term of a mortgage. While these interest rates are much higher, they are considered because they offer borrowers more stability because they know what they need to pay every month. If you are on a tight budget, a mortgage broker in Cambridge will recommend a fixed rate.
Varied interest rates, on the other hand, are linked to the prime interest rates. They move up and down along the prime rate. The advantage is they are less expensive when calculated over time.
…by providing award winning customer service to each and every single client.
We'll Get Back To You Shortly.
Take Advantage of New Low Rates
5 Years - Fixed Term - 1.59%
Pick Your Promo: